If you or your business are looking to write end-of-year charitable checks, make sure the money gets where it’s going.

A friend of mine alerted me to a scam in which charitable donation checks are being intercepted somewhere between your mailbox and their final destination. Apparently people are washing out the name of the charity and replacing it with another name — then cashing the check. Because the dollar amount is the same, you might not know something is wrong.

If you’re like me, you only look at your cancelled checks online if you have a problem. My friend was alerted when a charity called to find out when he was going to pay for the event tickets he had ordered. That’s when he pulled up the check and found that it had been altered. Now the Postal Inspector, the police, and his bank are all investigating the crime.

Has this happened to anyone you know?